Banco Industrial has introduced Asesor Virtual, an artificial intelligence tool aimed at helping users manage their finances during the holiday season. The bank says the service provides personalized financial advice to help individuals improve their financial health, consolidate debts, set savings goals, and better manage income and expenses.
According to Banco Industrial, Asesor Virtual works by having users input basic information about their income, expenses, debts, and savings. The tool then analyzes this data to generate a financial diagnosis and presents tailored recommendations along with relevant financial products. Users receive a detailed report outlining their budget status, debt ratio, and practical tips for improving personal finances.
The bank emphasizes the importance of planning holiday spending to avoid overspending and long-term financial strain. "Organizing your holiday budget allows you to avoid excessive debt, prioritize essential expenses, set clear limits for gifts and celebrations, and save for future goals without compromising the present," states Banco Industrial.
During the holiday season, Asesor Virtual offers several features such as evaluating spending capacity based on current income and commitments; suggesting savings plans for seasonal expenses; providing options for debt consolidation; and helping define personalized budgets for gifts and festivities.
Banco Industrial encourages Guatemalans to use this free tool as part of responsible money management during both celebratory periods like Christmas and throughout the year. "At Banco Industrial, we believe every Guatemalan deserves tools that allow them to make informed and responsible decisions. Asesor Virtual is designed to accompany you at every stage of your financial life, including planning your holiday finances," said a representative from Banco Industrial.
The bank invites customers to try Asesor Virtual in order to improve how they handle money and enjoy holidays with greater peace of mind.
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